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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n1brwfym.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"timeline\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Nexus Standards<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Financial and economic risk standards<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Conformance<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Financial and economic risk<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Financial and economic risk: conformance<\/h1><p class=\"nx-tagline\">How an adopter in financial and economic risk shows conformance: a self-assessment against the rules, clauses evaluated from evidence, attestations and a generated report. No step is a certification, and every result names its evaluator and evaluation instant. Identifiers are UNIs (Unique Nexus Identifier). Names of standards bodies and their standards belong to their stewards and are used only to identify the documents; no text of an external standard is reproduced here.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\">Back to Financial and economic risk <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/nexustandards.com\/#nx-sec-masters\">All subsites<\/a><\/div><\/div><div class=\"nx-hero-rail\"><ol class=\"nx-lv-rail\"><li><div><span class=\"nx-lv-rail-k\">01<\/span><span class=\"nx-lv-rail-t\">Self-assessment<\/span><span class=\"nx-lv-rail-n\">against the rules<\/span><\/div><\/li><li><div><span class=\"nx-lv-rail-k\">02<\/span><span class=\"nx-lv-rail-t\">Clause set<\/span><span class=\"nx-lv-rail-n\">NS-10<\/span><\/div><\/li><li><div><span class=\"nx-lv-rail-k\">03<\/span><span class=\"nx-lv-rail-t\">Evidence<\/span><span class=\"nx-lv-rail-n\">referenced, not embedded<\/span><\/div><\/li><li><div><span class=\"nx-lv-rail-k\">04<\/span><span class=\"nx-lv-rail-t\">Attestation<\/span><span class=\"nx-lv-rail-n\">NS-11, named evaluator<\/span><\/div><\/li><li><div><span class=\"nx-lv-rail-k\">05<\/span><span class=\"nx-lv-rail-t\">Report<\/span><span class=\"nx-lv-rail-n\">generated, never written<\/span><\/div><\/li><\/ol><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-s-2-sec\"><span>01<\/span>What the hazard and threat families\u2026<\/a><a href=\"#nx-s-3-sec\"><span>02<\/span>Conformance to NS-0<\/a><a href=\"#nx-sec-canvas\"><span>03<\/span>Evaluation flow<\/a><a href=\"#nx-s-5-sec\"><span>04<\/span>A first check for financial and\u2026<\/a><a href=\"#nx-s-6-sec\"><span>05<\/span>Attestations<\/a><a href=\"#nx-s-7-sec\"><span>06<\/span>Monitoring<\/a><a href=\"#nx-s-8-sec\"><span>07<\/span>Reporting<\/a><a href=\"#nx-s-9-sec\"><span>08<\/span>How a conformance claim may be\u2026<\/a><\/div><\/nav> <section id=\"nx-s-2-sec\" class=\"nx-section\" data-hue=\"risk\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Coverage<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">What the hazard and threat families list.<\/h2><p class=\"nx-lede\">The subsites of this tier against the standards they list in the registry; the row for this area is the self-assessment's starting scope. A listed standard is never a conformance claim.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-ns-instrument nx-plate\" data-ns-kind=\"matrix\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Coverage matrix<\/strong> \u00b7 standards across, subsites down<\/span><span class=\"nx-eyebrow\">From the registry<\/span><\/div><div class=\"nx-ns-matrix\" data-ns-data=\"nxe-nxs-mx-conf-financial-and-economic-risk-standards\" data-ns-credits=\"Nexus Standards registry (registry\/*.yaml, standards\/*.md, catalog\/artifact-catalog.yaml)\"><div class=\"nx-ns-matrix-tools\"><\/div><figure class=\"nx-fk nx-ns-matrix-fig\" data-nx-z=\"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\"><figcaption class=\"nx-caption\"><span>53 listed of 98 pairs across 14 subsites and 7 standards, from registry\/subsites.yaml and standards\/INDEX.md.<\/span><\/figcaption><\/figure><div class=\"nx-ns-matrix-side\"><\/div><\/div><p class=\"nx-caption\"><strong>Coverage matrix<\/strong><span>A filled cell means registry\/subsites.yaml lists that standard under the area. PROPOSED, SPECIFIED, OPEN, PLANNED and WIRED are registry words; no cell is a conformance, certification or readiness statement.<\/span><\/p><\/div><\/div><\/div><\/section><section id=\"nx-s-3-sec\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The baseline<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Conformance to NS-0.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p nx-mt-1\">A consumer conforms to NS-0 when it (1) names the canonical repository and the versions of the standards it applies, (2) never forks a registry, (3) runs the repository validator or an equivalent on its vendored copies, (4) records its implementation status per standard in <code>registry\/consumers.yaml<\/code> honestly, and (5) carries the honesty fields on every record it publishes. Conformance to NS-0 is a statement by the consumer, verifiable under NS-11; it is not a certification by the trust and assurance system.<\/p><\/div><\/div><\/section><section id=\"nx-sec-canvas\" class=\"nx-section\" data-hue=\"risk\" data-ns-layout=\"canvas\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Evaluation flow.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Canvas<\/strong> \u00b7 evaluation flow<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-nxs-conf-financial-and-economic-risk-stan-t nx-dag-nxs-conf-financial-and-economic-risk-stan-d\" data-nx-z=\"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\"><title id=\"nx-dag-nxs-conf-financial-and-economic-risk-stan-t\">Financial and economic risk: how conformance is shown<\/title><desc id=\"nx-dag-nxs-conf-financial-and-economic-risk-stan-d\">A subject is evaluated clause by clause by an evaluator with a mandate, from referenced evidence; each evaluation is an attestation and the report is generated from them. No step is a certification; an authority decision, where one exists, is referenced from outside.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig.<\/strong><span>Subject, clauses, evaluator, attestation and report; any authority decision stays outside. Design, not a record.<\/span><\/p><\/div><\/div><\/div><\/section><section id=\"nx-s-5-sec\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Self-assessment<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">A first check for financial and economic risk.<\/h2><p class=\"nx-lede\">The first rules of each standard that applies. A self-assessment is a statement by the adopter, verifiable under NS-11; it is not a certification.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Rule<\/th><th scope=\"col\">What it requires<\/th><th scope=\"col\">Standard<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Rule\"><code>NS0-P1<\/code><\/td><td data-label=\"What it requires\"><strong>Open<\/strong> \u00b7 The standards, their registries, schemas, catalogs and reference tools are published in the canonical repository under a licence recorded by counsel; participation in development is open to every community and stakeholder under GOVERNANCE.md; no standard depends on a proprietary artifact to be applied.<\/td><td data-label=\"Standard\">NS-0<\/td><\/tr><tr><td data-label=\"Rule\"><code>NS0-P2<\/code><\/td><td data-label=\"What it requires\"><strong>Machine-readable first<\/strong> \u00b7 Every normative element exists as data (registry, schema, clause) before it exists as prose; prose explains, data governs. A standard with no machine form is not a Nexus Standard.<\/td><td data-label=\"Standard\">NS-0<\/td><\/tr><tr><td data-label=\"Rule\"><code>NS0-P3<\/code><\/td><td data-label=\"What it requires\"><strong>Identified<\/strong> \u00b7 Every artifact, record, deployment, policy and clause carries a UNI (NS-1, NS-3, NS-9). Nothing is cited by a name alone.<\/td><td data-label=\"Standard\">NS-0<\/td><\/tr><tr><td data-label=\"Rule\"><code>NS9-R1<\/code><\/td><td data-label=\"What it requires\">One context record per deployment or programme instance; the concept keeps its own UNI; <code>context.ofUni<\/code> is required and must resolve.<\/td><td data-label=\"Standard\">NS-9<\/td><\/tr><tr><td data-label=\"Rule\"><code>NS9-R2<\/code><\/td><td data-label=\"What it requires\">Context identifiers are allocated by the catalog for their SCOPE, never derived from names or typed by hand.<\/td><td data-label=\"Standard\">NS-9<\/td><\/tr><tr><td data-label=\"Rule\"><code>NS9-R3<\/code><\/td><td data-label=\"What it requires\">A context's claim ceiling, legal state and conformance evidence are its own; they are never inherited from the concept or from another context.<\/td><td data-label=\"Standard\">NS-9<\/td><\/tr><tr><td data-label=\"Rule\"><code>NS11-R1<\/code><\/td><td data-label=\"What it requires\">No conformance statement without an attestation; no attestation without an evaluator, a mandate, evidence references and a digest.<\/td><td data-label=\"Standard\">NS-11<\/td><\/tr><tr><td data-label=\"Rule\"><code>NS11-R2<\/code><\/td><td data-label=\"What it requires\">Zero trust: subject and evaluator are distinct; production evaluations run outside the subject's trust boundary.<\/td><td data-label=\"Standard\">NS-11<\/td><\/tr><tr><td data-label=\"Rule\"><code>NS11-R3<\/code><\/td><td data-label=\"What it requires\">Missing or unresolvable evidence is INDETERMINATE or REFUSED, never PASS (NS0-P12).<\/td><td data-label=\"Standard\">NS-11<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-s-6-sec\" class=\"nx-section\" data-hue=\"risk\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">NS-11 \u00b7 Attestations<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Attestations.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p nx-mt-1\">One attestation per clause per subject per evaluation (<code>AT<\/code> category, append-only). Results: <code>PASS<\/code>, <code>FAIL<\/code>, <code>INDETERMINATE<\/code> (evidence missing or unresolvable), <code>NOT_APPLICABLE<\/code> (subject outside the clause's selectors at that instant), <code>REFUSED<\/code> (evaluator lacked a mandate or the evidence was not accessible; the refusal is itself recorded). An attestation carries a canonical digest and optionally a signature; <code>certifiesTruth<\/code> is always <code>false<\/code>. A later attestation supersedes an earlier one for the same clause and subject; history is kept.<\/p><p class=\"nx-p nx-mt-1\">Crosswalks: an attestation can be exported as a W3C Verifiable Credential (subject = contextual UNI, issuer = evaluator, evidence = refs), as an in-toto attestation (software subjects) or as a PROV-O activity (NS-3b). The Nexus record stays the key.<\/p><\/div><\/div><\/section><section id=\"nx-s-7-sec\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">NS-11 \u00b7 Monitoring<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Monitoring.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p nx-mt-1\">Monitoring is continuous evaluation plus observation records: for each bound policy and context, the monitoring service records (a) the latest attestation per clause, (b) coverage (which clauses have no current attestation and why), (c) drift (a change in a subject's records that invalidates an attestation), and (d) availability of evaluators and evidence sources. Monitoring records are observations with record UNIs; dashboards and room surfaces are projections of them and show the timestamp and evaluator for every value (no standing verdict).<\/p><\/div><\/div><\/section><section id=\"nx-s-8-sec\" class=\"nx-section\" data-hue=\"risk\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">NS-11 \u00b7 Reporting<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Reporting.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p nx-mt-1\">A conformance report for a context is generated, not written: policy by policy, clause by clause, with attestation UNIs, evidence refs, levels per NS-10 \u00a73, and the honesty fields. Reports are catalogued artifacts (<code>RP<\/code>) and may be published (NS-8) only when their <code>legalState<\/code> allows. A report never says &quot;certified&quot; or &quot;compliant&quot; unless quoting an authority decision by reference.<\/p><\/div><\/div><\/section><section id=\"nx-s-9-sec\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">NS-14 \u00b7 claims<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">How a conformance claim may be displayed.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p nx-mt-1\">A context (NS-9) or artifact may claim relation to an external standard only through a clause set (NS-10) that cites that standard and is evaluated (NS-11). The claim is displayed as &quot;implements clauses derived from &lt;standard&gt; (n of m current PASS)&quot; with attestation UNIs, never as &quot;compliant with&quot; or &quot;certified to&quot; unless an authority decision by the body entitled to say so is referenced. Where a body operates its own certification, Nexus conformance is explicitly not that certification.<\/p><\/div><\/div><\/section><section id=\"nx-sec-learn\" class=\"nx-section\" data-hue=\"risk\" data-ns-layout=\"crosslinks\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Learn and apply<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">Where Financial and economic risk is taught, worked on and run.<\/h2><p class=\"nx-lede\">Risk Academy disciplines that teach Financial and economic risk, with their courses; the GCRI Canada, The Global Risks Forum (GRF) and The Global Risks Alliance (GRA) subsites that carry those disciplines; and the Nexus Foundry systems the standards name. Mappings are proposed for review (Risk Academy standards map, 2026-10-17); a link says a page on the same subject exists, never an endorsement or a conformance statement; framework names in course titles are named and linked, never reproduced.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><span class=\"nx-eyebrow\">Risk Academy<\/span><h3 class=\"nx-h4 nx-mt-2\">Disciplines and courses<\/h3><p class=\"nx-p nx-mt-1\"><ul class=\"nx-list\"><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/development-finance\/\">Development finance<\/a><br><span class=\"nx-note\">Courses: RAN-339 National and Country Risk Assessment (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/disaster-risk-finance\/\">Disaster risk finance<\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/banking-credit\/\">Banking and credit risk<\/a><br><span class=\"nx-note\">Courses: RAT-215 Credit Risk Modelling (in preparation); RAN-309 Risk in Banking (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/climate-nature-finance\/\">Climate and nature financial risk<\/a><br><span class=\"nx-note\">Courses: RAT-227 Climate Scenario Analysis and Disclosure (in preparation); RAT-228 ESG Risk Integration (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/insurance-reinsurance\/\">Insurance, reinsurance and protection gaps<\/a><br><span class=\"nx-note\">Courses: RAT-226 Risk Financing and Transfer: Insurance, Parametric Cover and Pools (in preparation); RAN-310 Risk in Insurance and Reinsurance (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/actuarial-science\/\">Actuarial science<\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/asset-management-private-markets\/\">Asset management, private markets and institutional investors<\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/risk-science\/catastrophe-exposure-modelling\/\">Catastrophe, exposure and vulnerability modelling<\/a><br><span class=\"nx-note\">Courses: RAT-208 Catastrophe Modelling Basics (in preparation); RAT-209 Exposure and Vulnerability Data (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/financial-regulation\/\">Financial regulation and supervision<\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/financial-stability\/\">Financial stability and systemic financial risk<\/a><br><span class=\"nx-note\">Courses: RAN-301 Finance Nexus (open); RAS-406 Financial Contagion and Systemic Financial Risk (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/market-liquidity-treasury\/\">Market, liquidity and treasury risk<\/a><br><span class=\"nx-note\">Courses: RAF-117 Financial Risk Foundations: Credit, Market and Liquidity (in preparation); RAT-216 Market and Liquidity Risk Measurement (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/payments-fintech\/\">Payments, market infrastructure and fintech<\/a><\/li><\/ul><\/p><\/div><div><span class=\"nx-eyebrow\">Institutions<\/span><h3 class=\"nx-h4 nx-mt-2\">GCRI Canada, The Global Risks Forum and The Global Risks Alliance<\/h3><p class=\"nx-p nx-mt-1\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/advanced-industry-robotics\/\"><span>GCRI Canada: Advanced Industry and Robotics<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/ai-autonomous-systems\/\"><span>GCRI Canada: Artificial Intelligence and Autonomous Systems<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/biodiversity-nexus\/\"><span>GCRI Canada: Biodiversity Nexus<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/biotechnology-biosecurity\/\"><span>GCRI Canada: Biotechnology and Biosecurity<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/cities-built-environment\/\"><span>GCRI Canada: Cities and Built Environment<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/climate-hazards\/\"><span>GCRI Canada: Climate and Hazards<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/critical-infrastructure\/\"><span>GCRI Canada: Critical Infrastructure<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/digital-public-infrastructure\/\"><span>GCRI Canada: Digital Public Infrastructure<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/disaster-resilience\/\"><span>GCRI Canada: Disaster Resilience and Recovery<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/economic-development\/\"><span>GCRI Canada: Economic Development<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/food-nexus\/\"><span>GCRI Canada: Food Nexus<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/future-work-skills\/\"><span>GCRI Canada: Future of Work and Skills<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/p><\/div><div><span class=\"nx-eyebrow\">Nexus Foundry<\/span><h3 class=\"nx-h4 nx-mt-2\">Systems it supports<\/h3><p class=\"nx-p nx-mt-1\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/rails\/\"><span>NXS-RLS (Rails)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/nexus\/\"><span>NXS-CMD (Nexus)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/portals\/\"><span>NXS-POR (Portals)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/grix\/\"><span>NXS-GRX (GRIx)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/dss\/\"><span>NXS-DSS (DSS)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/aap\/\"><span>NXS-AAP (AAP)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/labs\/\"><span>NXS-LAB (Labs)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/p><\/div><\/div><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"conformance\" data-nxf-kind=\"conformance\" data-nxf-resource=\"nexus:\/\/nxs\/institution\/finance\/financial-and-economic-risk-standards\/conformance\/#conformance\" data-nxf-title=\"Self-assessment: Financial and economic risk\" data-nxf-height=\"320\" hidden><\/div><section id=\"nx-s-11-sec\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" data-ns-layout=\"faq\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Is conformance in financial and economic risk a certification?<\/summary><div class=\"nx-answer\">No. A conformance report never claims certification unless it quotes an authority decision by reference; Nexus conformance is explicitly not another body's certification.<\/div><\/details><details><summary>What happens when evidence is missing?<\/summary><div class=\"nx-answer\">The attestation is INDETERMINATE, never PASS. Missing evidence, legal state or verification is a refusal with a reason (NS0-P12).<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-12\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-12\" class=\"nx-h3 nx-mt-2\">Around Financial and economic risk.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\">Financial and economic risk standards <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/standards-that-apply\/\">Financial and economic risk: standards that apply <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/crosswalk\/\">Financial and economic risk: crosswalk to external standards <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/records-and-schemas\/\">Financial and economic risk: records and schemas <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/readiness\/\">Financial and economic risk: readiness pathways <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/nexustandards.com\/finance\/\">Finance, Insurance and the Economy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/nexustandards.com\/\">Nexus Standards home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/nexustandards.com\/standards\/\">The standards <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-13\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Nexus Standards<\/span><h2 id=\"nx-close-13\" class=\"nx-section-title\">Shape the standards for financial and economic risk.<\/h2><p class=\"nx-lede\">Every standard here is proposed. Changes enter as proposals under NS-13; conformance is shown by attestations under NS-11; nothing on this site is a certification, an approval or a readiness statement.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/nexustandards.com\/develop-a-standard\/\">Propose a change <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/nexustandards.com\/contact\/\">See contact routes<\/a><\/div><\/div><\/section><div class=\"nx-ns-colophon\"><div class=\"nx-container\"><p class=\"nx-ns-licence\">Nexus Standards documents CC BY 4.0 \u00b7 tooling Apache-2.0 \u00b7 counsel review pending (DEC-2026-10-16-NEXUS-STANDARDS-OPEN-LICENCE). 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