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3QKm8LIPa0oxnfN7KrBd3szeBGjdEPsFCYDqisusCsUz+Cd0IPrce7B02p3CG8hj9\/FUzQf3hosg5TQTOmpE\/x34MJ+gVWookllbtTWllg9ExTqXbRuI1s6TfiEnAUDcZFWIdl9yoS2Chiaaj\/z8lcbYKvuib4yqIBVO8VLBVkrsZVg5Goi+P7hLnGrJEp+s084qpg+rUqWDtMB5kwosNRd9AGu\/eNqREKyNTPGquAUf2mUbujQsIuDQX2GTuqhmlpvBuc6zoW\/ZXI9SuQQA82FqtRB78B3vCCSnWI0JUHGKKZBzTsMbDHBSUQzPcIg9xInbhIvB0VsJ1gj4DnCbL6SJFSL80J20JeJCk8+r5iO5LTIqUhquv8QUEQw9JnEfasUaieaWzVgfNupufNzG4jB59HPROmdoG6Gf4yOD\/iXo9o4r0ZT6stLR7mEI7s1tDxB7NMRitLw+iNNSxXXHhoMsoD3Xn0jUFsSND5lZ8FR214XSe+6nuRL1XkZh0M\/N2DtNP5IMbdCUovPtMq\/7Xxh1+HMhU8z18Uiv\/E6J1\/XNIN2TEuonUoaFal9BJB1giKkNxyDpbLMufprd67hUJ1Z9onnQV1bTfn20YFRho2yGm+7rWj8LqiRqd1BX2l11AJqlth9Rp4M00Y9QssgrhvwDikGJfhBHn61el7XYJtagw2hrZuQ6lNVVfiga+WUWncz9ejcQBAlVF0IY+N30mvV7Kz+vGzBmTMAYt0wVT14bFr4VXW8dwpoo3S2dMxBwplV3k83cru8JX2NF3PrxaGwd8mz+Z3i9DEkuVcv7jYzQtwjCxiqNyD\/9vLt6FRuUhxQI4u3oxHbhpgrDhXJoDzJji+6XXYQ6\/mmHfJRxMOtFUfxO\/6oQJwDfbpIzi+GxrtIxqtzs12muQbyBwjysspkcrjBbXGFO7bS7hjCWlB21XkY69nBWlRLr2V4FtPbbgEORw0SS\/vRqOu3SluPneTu9LEvgVO1eISQNBt\/X\/+XNdBGP0MehUelWF3TazphY82SpUyevxY79UN86R8+xhN7vQOP0GPEb6zLlR8p\/WYOjgZe3zmXrGfbtX0qVvBkBnVhigPdM\/DmeX0GyDcRGpghZDDz6TdK\/Vyz2xYd4bir5LWAVAH8VVvtHuB0bwZsIQsCxV\/ye+ouCaS+oEFEnwIhh03e1QqKFH0B7pXr3hGIdSm+zKQdQQxv9L9WKXnbqix\/m7IP3OyrVmKM5g0iXxmPZgSAlsjsjE4g58OZv5idP23ra5\/5XT9UVyNK2Zd6rxzmpPTybSJql+1Uiapf2dUL1Nola4OjbIV7CYQarx1cZu6fu2bEHvr6cnog8LQOeQzIvAm2jhdEVpntOaUDx\/a9y0ByQehOqClNiAzbRK6rEOn6cnqgR8+dFXCoBueK014DOL3fadeuxDil3iDt2YlOU51CC8HTJvGj8pwQ+Tru+KN4CUV6uDnQaCzMllR0TpNynmufbpXQpBDyKT+91OodLqnLLGJ2YDPGSzJS+uCXOrEtuU7yIBy6QzEX+LNJJ+gOZrcTtAiRHhrct2OW2tidT8jvFzo4IfLhksHY6SjY6RmjPHOcQpdWv1tW5ugs7WIzqHJ6oaFtW9Any80TYI5UthwrKDvKwrGpjm11I\/M4pxI9ZbuGL2j4CMU9vHDB4QgVGNMiCKEqE0T2WkIqTEUZG39bUfwEpyx+8UENX6FSluLYEPKrtk45mOImY++sX1QCJ+7frw7pjbGq2Km4ZEi0++gp4OpAbmLIQpqDE6De2Y16oGonP\/BTvDUCTE6M\/j0CTNL5e6eiXVs7vkcmcxCjLRPrJO1QfwKHAjzRRBYw1x+xBYfnXkqd58ycYjjDayysiMwmKJARMYSKsiOrYniIkxzVi45EVl4J5jZb\/wyCNWGFn73uJ+Pri31eSkvGc30oIMavDyA2AayJjvCclC9YnsuyazC9cEKqSjRnThrYvMH+qjreN6osWFK8twfU8MbGynLFyjApzGS8ly2cm400ke7+WbRhJfL1hFtwpHleXtZN6w1op+znErt7j58FLVaOwQHNPXW0B8ICRDQB14Jb6mz04RuWHC1AYsfkkhAfeimyX4DQQ19WNHRA22DdAhF8KalJTw71eLxv+ZX03+S6W+z6f+Ev\/7yeLqY\/OlxqCDxrAgui2jAnUVnvO\/N\/lgkBVBc3CaQmBwRmD81GwwdbjCiu8HYXO65GNlkZGB6aLV3m\/JRAO9E3nyB4OyB7akNeMn5bPGo3QxOmqGJ0Qa\/6ZrqsMV0eus1QeAWPp+q+r3PcDFBnud5KHBpU7+AsGp6QZ43hQSj+WwRClrmJKX+43\/9IiePMeomT1XJRVx9TVwGTKXztUwnZF71N0A52ADlyAY4XIZ9\/96XZsYosLtiH0Ro8g1Av9kblQUULKqlgXwQDjtvprnMeavi+OJSnOFCyIelCgVAVRFqwYlR4BxIf+E8p6RwUa\/HtvvEn\/\/rvxaT4HFI9zR1J5f1pss4xLzkxghHttJZqUlG4UDQj29fQBiaF+AWgmTT7pB1n\/xkMkevbqYXCMPf06X5v4B3qUiKFt30mGONd0njQsoEWSmEywTp7XiMnvaQwrJfmIRsCAff4wHfa84gc3B9LYLj3qSHNd6yJ8FpkwMkIR+gvh2h7gZ2xjO5+bYcCdjUAc7vbQNHlly7FGrq01tN+AZ2SIRNpvpOO9xPRapt0d3sktREpj58GEA1\/s13Qarl6WiSEpFuENZMt+E5nEh0+Yut6QPyNc1JJak8jRP96jcjaq0P4TQYqfNchzuWgfON3QuiUm8Z55Pk0c3D5nYbdD1le3zAN5gbjnyZdI4x1AF+dQqcdEPT2yXfQ7+vQv1Gs+TRo0P8sjfKK802PDi+HFqawEMuV5uDu\/OkhrWvdY2b1tFxzKOXOI1edYyVlR8cb0\/TPffJ0mC+b2LfzyENDB7tTcKzz00oGE240d3ts+Gcnsn5vnHqvndt3msLq3HuguDsz6ZJHdpDzpBWJF72rjrQ0LeHVJsUDTKHWS3MDB892gfHVyFEpwyLQrO\/aReFOZBq0Pj8HjQOaOhFkeZVRvU6df7r8w6O7djx8wdEAN4Hx\/ehVLyEXZysieHJ2HaRNN3qdTdvwdGB9wQ938H5pZwq6lXz76CPOqh\/84N4pVn5bz0aej4sGBAV78X4W+z68GL8JkPnjPFevOr1+jej\/rkpO6H\/6gEew4Ird7YEvYUAi6Dg4NHJvlabA2cDuFVjSH6AETzttfQU9\/ThVPAGaj9gfRZm7w1Jf5e89oEucTWHvwU2tInhJYi\/C9OHhfzZyoe6DapsbybfwiFWk6FWEBps6Vq1Ebl92HwX5lB4O5AcVjQf7peHsCfUAb5JZvHhYxCnBwp68T2eLB9soQzy05sbPoSLkhnbxlBAcU+stytBGm7piRFwQdlHcD89QCIYRr\/58+ezRjbcTJKL2AiI17pzbIfCzQANZcMoE5+P5\/vZek0J9h6SJomQCfpr+f8wynHE8aolH7sF9zH3ytADLPwmOB4+jY\/2l+gV7wdgDtbTLWMPXoinT1mAs92TGy6UvigmRBH6ARKbWeHBhgwMRrKs7aklEuuAd555Kgz\/9en3ENTLe\/STwEaEztG2pOt7d\/nnEKLVytLcaIYYaUfHYlTna\/joXEJM\/xTcPkmScvQE3D5U\/Ee47sWQqkHdA+LAZbLXC75Jrh9yEo4ns5h\/fePMGQ7mzM2c338SDiokSXI4OSRkaOx6iB4XV3tgQtGb35VQBD4LkE\/vfldr5\/eBHu5+9\/iNW0S6tVwl9\/HRg5KxnvXAeT0seDMseDcsuDNTeaunIoYJt1o9rAP8c9LqinUQv+118bPp4q9Qp8rPbBBwc8CQe34iOctMcKEO4rzX6bNhwdthwV+HBVcQXR6kf22GGWNsBWfERF9NFcN82UanpdQ66vZJT18dJEPwzoEDbvShvk7Ku\/kpepswjmjuHNEFi\/jZ00AufcbpQ9jaE1GjbAzm0+iuXjV\/OTaftsJLrVrWzTZfnE\/5eMgqzZ7L\/+BRAn7PUQIHQJ3ewzvJPbyf2sObxB7w8nPt5W9SfF4+7BRCOw+XDORW1qBgvnCwu0n2Z5DuGa0j6uq34TCTAXutwgshD9AUqoKBK+yUIi6RvhoNWlQFg+qgCkyQ97CYJx+NeLZ5P4fzCzFKTdgqNMhM3ALbfapE3jEWTVCmQbhMN3RLfrKIQrPwIpxNrY\/F8MUOm+hqFkHuzzdEUX0HwIub19Y\/2uYWXcwCxx\/om7dXz39Aw0y1\/Ugi2aGJ1cjoBluHbrQOX764fvbq+lmTu\/V3LKvllkGGhJfx9JYqryoyKjxwHT31fOKVVZ57NmTkkTUEXa0bnBS8YCmBryWXcLnEIYjNMcISziKanqXzDKOOLf1bI3ZAAsU\/9yOEwFZa3bj83t8HQ0fv3oVh4r+eWuMHONUEOt0+7EPJ7vKXj\/bhCbTsN+eWtOewxpIrbAtwbp8McKIS3RgH8U1oeakx2uwAN5ZrCm4dKNrWolns7hfUHAuZdFKX3G143p+D0V\/HViT5lvZmYgn8ZlRy1UG76qtWR7d6LZNeY7AAe2iXD5xu8HiRHzx\/VNJgryNp4pO0JhdgWa1YzrQVCoEm7NEi40KasXh72aF+716oKI16rS9f9DZU6BDUGVgMwN5aZBYvOrjRrrDaLqlo1W8Y5zPpubSIWOvrakO3UHkDoCAr8Na5jEd9CSSvRKqn5Ma82ZCSetYeiTwQGNi467C9MhK3a8OtLoWbYIwLzljO1cEZPXPtlNYBl\/gwSoR\/Pbk8hHU9Xjq1pMt\/Z1hnJDkN5oQm52HeTVJDk3uQkyTJxSXS5IYi5PLZQODbrA8tPUPUShBFwZ1oEgrvDybuT4OJ\/fUeJqgJKfYiiv1qD4gMQvU2KtgEFm\/+eFf1mwdZQIr6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type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-mount\" 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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n24pln34.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"ledger\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Nexus Standards<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Finance, Insurance and the Economy<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Sectors and industries<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Area \u00b7 proposed<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Insurance and reinsurance<\/h1><p class=\"nx-tagline\">The insurance and reinsurance section of the Finance, Insurance and the Economy subsite covers primary insurers, reinsurers, catastrophe risk pools and insurance-linked securities: how exposure, catastrophe model, loss and parametric trigger records are identified and verified, crosswalked to the IAIS Insurance Core Principles, Solvency II and climate disclosure standards. Every artifact of the area carries a UNI (Unique Nexus Identifier), which identifies and never certifies.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"#nx-sec-standards\">Standards that apply <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/nexustandards.com\/finance\/\">Back to Finance, Insurance and the Economy<\/a><\/div><\/div><div class=\"nx-hero-panel\"><div class=\"nx-register\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>Area record<\/strong><\/span><span class=\"nx-eyebrow\">Finance, Insurance and the Economy<\/span><\/div><ol class=\"nx-register-rows\"><li><div><span class=\"nx-register-k\">Tier<\/span><span class=\"nx-register-v\">Sectors and industries<\/span><\/div><\/li><li><div><span class=\"nx-register-k\">Subsite<\/span><span class=\"nx-register-v\"><a href=\"https:\/\/nexustandards.com\/finance\/\">Finance, Insurance and the Economy<\/a><\/span><\/div><\/li><li><div><span class=\"nx-register-k\">Registry<\/span><span class=\"nx-register-v\">proposed area \u00b7 no registry row yet<\/span><\/div><\/li><li><div><span class=\"nx-register-k\">Nexus Standards<\/span><span class=\"nx-register-v\">NS-0, NS-3, NS-9, NS-10, NS-11, NS-14<\/span><\/div><\/li><li><div><span class=\"nx-register-k\">Open standards<\/span><span class=\"nx-register-v\">5<\/span><\/div><\/li><li><div><span class=\"nx-register-k\">Feeds<\/span><span class=\"nx-register-v\">4 \u00b7 0 admitted<\/span><\/div><\/li><li><div><span class=\"nx-register-k\">Couplings<\/span><span class=\"nx-register-v\">4<\/span><\/div><\/li><li><div><span class=\"nx-register-k\">Last reviewed<\/span><span class=\"nx-register-v\">2026-10-17<\/span><\/div><\/li><\/ol><p class=\"nx-register-foot\">Context entry PROPOSED for the Nexus Standards registry.<\/p><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-scope\"><span>01<\/span>Insurance and reinsurance: what the\u2026<\/a><a href=\"#nx-sec-standards\"><span>02<\/span>6 Nexus Standards for this area<\/a><a href=\"#nx-sec-open\"><span>03<\/span>5 open standards, each with its\u2026<\/a><a href=\"#nx-sec-hazards\"><span>04<\/span>What acts on this area, and who\u2026<\/a><a href=\"#nx-sec-closed\"><span>05<\/span>1 closed standard, named only<\/a><a href=\"#nx-sec-couplings\"><span>06<\/span>4 couplings to other areas and\u2026<\/a><a href=\"#nx-sec-feeds\"><span>07<\/span>4 sources, with provider, licence\u2026<\/a><a href=\"#nx-sec-readiness\"><span>08<\/span>What each pathway can read from this\u2026<\/a><\/div><\/nav> <div class=\"nx-ns-dossier\"><div class=\"nx-container\"><nav class=\"nx-ns-crumbs\" aria-label=\"You are here\"><ol><li><a href=\"https:\/\/nexustandards.com\/\">Nexus Standards home<\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/\">Finance, Insurance and the Economy<\/a><\/li><li><span aria-current=\"page\">Insurance and reinsurance<\/span><\/li><\/ol><\/nav><div class=\"nx-ns-console nx-ns-dossier-grid\" data-ns-console=\"profile\" data-ns-data=\"nxe-nxs-prof-area-insurance-and-reinsurance\" data-ns-credits=\"Nexus Standards area context bank (integrations\/wordpress\/network\/nxs\/context, PROPOSED) and registry (registry\/*.yaml, standards\/*.md)\"><dl class=\"nx-ns-dossier-facts\"><div><dt><span class=\"nx-ns-term\" data-tip=\"Unique Nexus Identifier: identifies and resolves an artifact and its record; it never certifies truth, readiness or approval.\" tabindex=\"0\">UNI<\/span><\/dt><dd><span class=\"nx-ns-state\" data-s=\"planned\">requested \u00b7 not yet allocated<\/span><\/dd><\/div><div><dt>Status<\/dt><dd><span class=\"nx-ns-term\" data-tip=\"Drafted content that no authority has adopted. Every area entry here is a proposal to the Nexus Standards registry.\" tabindex=\"0\">PROPOSED<\/span><span class=\"nx-ns-sub\">proposed area \u00b7 no registry row yet<\/span><\/dd><\/div><div><dt>Last reviewed<\/dt><dd><time datetime=\"2026-10-17\">2026-10-17<\/time><span class=\"nx-ns-sub\">area context bank<\/span><\/dd><\/div><\/dl><div class=\"nx-ns-dossier-cite\"><span class=\"nx-eyebrow\">Cite this page<\/span><p class=\"nx-ns-cite\" data-ns-cite=\"true\">Nexus Standards (2026). Insurance and reinsurance: area brief, Finance, Insurance and the Economy (PROPOSED). https:\/\/nexustandards.com\/finance\/insurance-and-reinsurance\/. Last reviewed 2026-10-17.<\/p><\/div><div class=\"nx-ns-dossier-dl\"><span class=\"nx-eyebrow\">Download the profile<\/span><div class=\"nx-ns-dl-row\" role=\"group\" aria-label=\"Download the profile\"><button type=\"button\" class=\"nx-ns-dl\" data-ns-dl=\"yaml\" disabled>YAML<\/button><button type=\"button\" class=\"nx-ns-dl\" data-ns-dl=\"json\" disabled>JSON<\/button><button type=\"button\" class=\"nx-ns-dl\" data-ns-dl=\"csv\" disabled>CSV<\/button><button type=\"button\" class=\"nx-ns-dl\" data-ns-dl=\"cite\" disabled>Copy citation<\/button><\/div><p class=\"nx-ns-sub nx-ns-dl-msg\" role=\"status\">Files carry the credits and the licence line; they are generated in your browser and nothing is sent. Downloads need script.<\/p><\/div><\/div><nav class=\"nx-related nx-ns-onpage\" aria-label=\"On this page\"><a href=\"#nx-sec-scope\">Scope<\/a><a href=\"#nx-sec-standards\">Nexus Standards that apply<\/a><a href=\"#nx-sec-open\">Open standards<\/a><a href=\"#nx-sec-hazards\">Hazards and sectors<\/a><a href=\"#nx-sec-closed\">Restricted compatibility profiles<\/a><a href=\"#nx-sec-couplings\">Systemic couplings<\/a><a href=\"#nx-sec-feeds\">Data and feeds<\/a><a href=\"#nx-sec-readiness\">Readiness<\/a><a href=\"#nx-sec-consoles\">Consoles<\/a><a href=\"#nx-sec-indicators\">Indicators<\/a><a href=\"#nx-sec-audiences\">Audiences<\/a><a href=\"#nx-sec-wg\">Working group<\/a><a href=\"#nx-sec-problems\">Open problems<\/a><a href=\"#nx-sec-refs\">References<\/a><a href=\"#nx-sec-academy\">Learning<\/a><a href=\"#nx-sec-terms\">Key terms<\/a><\/nav><\/div><\/div><section id=\"nx-sec-scope\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"split\" data-ns-layout=\"ledger-pair\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Scope<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Insurance and reinsurance: what the area covers, and what it leaves to others.<\/h2><p class=\"nx-lede\">The sectors and industries section of Finance, Insurance and the Economy. Scope as the area context entry states it (PROPOSED).<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-ns-scope\"><div><p class=\"nx-ns-scope-h\">In scope <span class=\"nx-ns-count\">5<\/span><\/p><ul class=\"nx-list\"><li>Exposure and catastrophe model input and output records with versions<\/li><li>Insured loss records linked to hazard event UNIs<\/li><li>Parametric trigger definitions, calculation agents and payout records<\/li><li>Protection-gap indicators<\/li><li>Climate scenario and disclosure crosswalks<\/li><\/ul><\/div><div><p class=\"nx-ns-scope-h\">Out of scope <span class=\"nx-ns-count\">3<\/span><\/p><ul class=\"nx-list\"><li>Pricing, underwriting or claims decisions<\/li><li>Solvency calculations<\/li><li>Model validation by supervisors<\/li><\/ul><\/div><\/div><p class=\"nx-ns-juris\"><span class=\"nx-eyebrow\">Jurisdictions<\/span> No jurisdiction note is recorded for this area yet; jurisdiction narrows what applies and never implies that a Nexus profile satisfies a law.<\/p><\/div><\/div><\/section><section id=\"nx-sec-standards\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-ns-layout=\"rows\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Nexus Standards that apply<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">6 Nexus Standards for this area.<\/h2><p class=\"nx-lede\">The Nexus Standards the area context entry lists. Every one is proposed or specified; none is adopted by an authority.<\/p><\/div><div class=\"nx-section-body\"><ol class=\"nx-rows\"><li><span class=\"nx-eyebrow nx-index\">01<\/span><div><h3 class=\"nx-h4\">NS-0 \u00b7 Constitution and principles<\/h3><p class=\"nx-p nx-mt-1\">Status proposed \u00b7 12 rules stated. <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/standards\/ns-0\/\">Read NS-0<\/a><\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">02<\/span><div><h3 class=\"nx-h4\">NS-3 \u00b7 GRIx record UNIs (grammar, legacy crosswalk, allocation authority)<\/h3><p class=\"nx-p nx-mt-1\">Status proposed \u00b7 0 rules stated. <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/standards\/ns-3\/\">Read NS-3<\/a><\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">03<\/span><div><h3 class=\"nx-h4\">NS-9 \u00b7 Contextual UNIs (deployments, instances, programme instances)<\/h3><p class=\"nx-p nx-mt-1\">Status proposed \u00b7 5 rules stated. <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/standards\/ns-9\/\">Read NS-9<\/a><\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">04<\/span><div><h3 class=\"nx-h4\">NS-10 \u00b7 Policies and clauses (machine-readable obligations, enforcement in commons and command rooms)<\/h3><p class=\"nx-p nx-mt-1\">Status proposed \u00b7 7 rules stated. <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/standards\/ns-10\/\">Read NS-10<\/a><\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">05<\/span><div><h3 class=\"nx-h4\">NS-11 \u00b7 Verification and monitoring (evidence, attestations, zero-trust conformance observation)<\/h3><p class=\"nx-p nx-mt-1\">Status proposed \u00b7 6 rules stated. <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/standards\/ns-11\/\">Read NS-11<\/a><\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">06<\/span><div><h3 class=\"nx-h4\">NS-14 \u00b7 Conformance and crosswalk to external standards<\/h3><p class=\"nx-p nx-mt-1\">Status proposed \u00b7 5 rules stated. <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/standards\/ns-14\/\">Read NS-14<\/a><\/p><\/div><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-open\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"stack\" data-ns-layout=\"register-cards\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Open standards<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">5 open standards, each with its relation.<\/h2><p class=\"nx-lede\">Relations are register entries (NS-14), never conformance or equivalence statements; hover or focus a relation for its meaning. Names of standards bodies and their standards belong to their stewards and are used only to identify the documents; no text of an external standard is reproduced here.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-ns-rcards\"><div class=\"nx-ns-rgroup\"><p class=\"nx-ns-rgroup-h\"><span class=\"nx-ns-rel\" data-rel=\"crosswalk\" data-tip=\"Relation: Nexus clauses are mapped to parts of the external standard by number, never by text.\" tabindex=\"0\">crosswalk<\/span><span class=\"nx-ns-count\">2<\/span><\/p><a class=\"nx-ns-rcard\" href=\"https:\/\/www.iais.org\/activities-topics\/standard-setting\/icps-and-comframe\/\" rel=\"noopener\"><span class=\"nx-ns-rcard-n\">Insurance Core Principles and ComFrame<\/span><span class=\"nx-ns-rcard-b\">International Association of Insurance Supervisors<\/span><span class=\"nx-ns-rcard-s\">proposed register row<\/span><\/a><a class=\"nx-ns-rcard\" href=\"https:\/\/www.ifrs.org\/issued-standards\/ifrs-sustainability-standards-navigator\/ifrs-s2-climate-related-disclosures\/\" rel=\"noopener\"><span class=\"nx-ns-rcard-n\">IFRS S2 Climate-related Disclosures<\/span><span class=\"nx-ns-rcard-b\">International Sustainability Standards Board (IFRS Foundation)<\/span><span class=\"nx-ns-rcard-s\">register \u00b7 ifrs-s2<\/span><\/a><\/div><div class=\"nx-ns-rgroup\"><p class=\"nx-ns-rgroup-h\"><span class=\"nx-ns-rel\" data-rel=\"cite\" data-tip=\"Relation: the external standard is cited by identifier and URL as a reference.\" tabindex=\"0\">cite<\/span><span class=\"nx-ns-count\">3<\/span><\/p><a class=\"nx-ns-rcard\" href=\"https:\/\/eur-lex.europa.eu\/eli\/dir\/2009\/138\/oj\" rel=\"noopener\"><span class=\"nx-ns-rcard-n\">Solvency II Directive 2009\/138\/EC<\/span><span class=\"nx-ns-rcard-b\">European Parliament and Council; EIOPA<\/span><span class=\"nx-ns-rcard-s\">register \u00b7 solvency-ii<\/span><\/a><a class=\"nx-ns-rcard\" href=\"https:\/\/www.fsb-tcfd.org\/recommendations\/\" rel=\"noopener\"><span class=\"nx-ns-rcard-n\">Recommendations of the Task Force on Climate-related Financial Disclosures<\/span><span class=\"nx-ns-rcard-b\">FSB Task Force on Climate-related Financial Disclosures (disbanded 2023; monitoring passed to the IFRS Foundation)<\/span><span class=\"nx-ns-rcard-s\">register \u00b7 tcfd-recommendations<\/span><\/a><a class=\"nx-ns-rcard\" href=\"https:\/\/www.ngfs.net\/ngfs-scenarios-portal\/\" rel=\"noopener\"><span class=\"nx-ns-rcard-n\">NGFS climate scenarios for central banks and supervisors<\/span><span class=\"nx-ns-rcard-b\">Network for Greening the Financial System<\/span><span class=\"nx-ns-rcard-s\">register \u00b7 ngfs-climate-scenarios<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-hazards\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"stack\" data-ns-layout=\"chips\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Hazards and sectors<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">What acts on this area, and who carries it.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-ns-chipsets\"><div class=\"nx-ns-chipset\"><p class=\"nx-ns-chipset-h\">Hazards and threats <span class=\"nx-ns-count\">5<\/span><\/p><div class=\"nx-chips\"><span class=\"nx-chip\">Tropical cyclones<\/span><span class=\"nx-chip\">Earthquakes<\/span><span class=\"nx-chip\">Floods<\/span><span class=\"nx-chip\">Wildfire<\/span><span class=\"nx-chip\">Pandemics<\/span><\/div><\/div><div class=\"nx-ns-chipset\"><p class=\"nx-ns-chipset-h\">Sectors <span class=\"nx-ns-count\">1<\/span><\/p><div class=\"nx-chips\"><span class=\"nx-chip\">finance-insurance<\/span><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-closed\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"split\" data-ns-layout=\"restricted\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Restricted compatibility profiles<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">1 closed standard, named only.<\/h2><p class=\"nx-lede\">Closed or paywalled standards appear by name and link only; any compatibility profile of one is built on simulated data and kept on protected pages until an institutional arrangement with the issuing body is recorded. Nexus Standards is not affiliated with, endorsed by or certified by any standards body named here.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-ns-restricted\"><li><a class=\"nx-link\" href=\"https:\/\/committee.iso.org\/sites\/tc262\/home\/projects\/published\/iso-31000-2018-risk-management.html\" rel=\"noopener\">ISO 31000:2018 Risk management - Guidelines<\/a><span class=\"nx-ns-sub\">ISO\/TC 262<\/span><span class=\"nx-ns-rel\" data-rel=\"restricted\" data-tip=\"Relation to a closed or paywalled standard: named and linked only; any profile is simulated and kept on protected pages.\" tabindex=\"0\">compatibility profile (restricted)<\/span><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-couplings\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-ns-layout=\"canvas\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Systemic couplings<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">4 couplings to other areas and subsites.<\/h2><p class=\"nx-lede\">Each coupling names the mechanism that links this area to another; select a card on the canvas to trace it. Mechanisms are stated in the context bank (PROPOSED).<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Canvas<\/strong> \u00b7 the area and its couplings<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-nxs-area-insurance-and-reinsurance-t nx-dag-nxs-area-insurance-and-reinsurance-d\" data-nx-z=\"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\"><title id=\"nx-dag-nxs-area-insurance-and-reinsurance-t\">Insurance and reinsurance: systemic couplings<\/title><desc id=\"nx-dag-nxs-area-insurance-and-reinsurance-d\">The couplings the area context bank records for Insurance and reinsurance: 2 areas in Finance, Insurance and the Economy, 2 areas in other subsites and 2 subsites reached. Each coupling carries a mechanism stated in the context bank (PROPOSED); a reading aid, not a dependency proof.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig.<\/strong><span>RUNNING marks the area you are reading; DONE an area in the same subsite, QUEUED an area elsewhere and GATE a subsite reached. Tags give reading order only, never a status. Design, not a record.<\/span><\/p><\/div><ol class=\"nx-ns-mech\"><li><span class=\"nx-ns-mech-to\"><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/banking\/\">Banking<\/a><span class=\"nx-ns-sub\">Finance, Insurance and the Economy<\/span><\/span><span class=\"nx-ns-mech-m\">Insurance protects collateral; uninsured losses become credit losses in bank portfolios.<\/span><\/li><li><span class=\"nx-ns-mech-to\"><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/development-finance-institutions\/\">Development finance institutions<\/a><span class=\"nx-ns-sub\">Finance, Insurance and the Economy<\/span><\/span><span class=\"nx-ns-mech-m\">Sovereign risk pools and contingent finance are often co-financed by development banks.<\/span><\/li><li><span class=\"nx-ns-mech-to\"><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/humanitarian\/humanitarian-sector-standards\/\">Humanitarian and civil society<\/a><span class=\"nx-ns-sub\">Humanitarian Action and Development<\/span><\/span><span class=\"nx-ns-mech-m\">Parametric payouts fund anticipatory and early response when triggers are met.<\/span><\/li><li><span class=\"nx-ns-mech-to\"><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/water-food\/agriculture-sector-standards\/\">Agriculture and land use<\/a><span class=\"nx-ns-sub\">Water and Food Systems<\/span><\/span><span class=\"nx-ns-mech-m\">Index-based crop and livestock insurance depends on agricultural and weather records.<\/span><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-feeds\" class=\"nx-section\" data-hue=\"infrastructure\" data-ns-layout=\"feed-plate\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Data and feeds<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">4 sources, with provider, licence and delivery path.<\/h2><p class=\"nx-lede\">Sources the area reads or proposes. Delivery follows GRIx first; a source is shown live only after an owner decision admits it for public pages.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-ns-feed nx-ns-feeds\" data-ns-feeds=\"insurance-and-reinsurance\"><div class=\"nx-ns-feeds-head\"><span class=\"nx-ns-feed-state\">Every feed \u00b7 pending admission<\/span><p class=\"nx-p\">No legal register row admits any of these sources for live display on public pages yet, so nothing is read from them here. A register row that exists records the source for the governed GRIx path; admission for public pages is a separate owner decision.<\/p><\/div><dl class=\"nx-ns-fstats\"><div><dt>Admitted<\/dt><dd><span class=\"nx-ns-count\">0<\/span><\/dd><dd class=\"nx-ns-sub\">none yet<\/dd><\/div><div><dt>Register row exists<\/dt><dd><svg class=\"nx-ns-meter\" viewBox=\"0 0 100 4\" preserveAspectRatio=\"none\" aria-hidden=\"true\" focusable=\"false\"><rect class=\"nx-ns-meter-t\" width=\"100\" height=\"4\" rx=\"2\"\/><rect class=\"nx-ns-meter-v\" width=\"75\" height=\"4\" rx=\"2\"\/><\/svg><span class=\"nx-ns-count\">3<\/span><\/dd><dd class=\"nx-ns-sub\">recorded for the GRIx path<\/dd><\/div><div><dt>Proposed row<\/dt><dd><svg class=\"nx-ns-meter\" viewBox=\"0 0 100 4\" preserveAspectRatio=\"none\" aria-hidden=\"true\" focusable=\"false\"><rect class=\"nx-ns-meter-t\" width=\"100\" height=\"4\" rx=\"2\"\/><rect class=\"nx-ns-meter-v\" width=\"25\" height=\"4\" rx=\"2\"\/><\/svg><span class=\"nx-ns-count\">1<\/span><\/dd><dd class=\"nx-ns-sub\">terms to be recorded<\/dd><\/div><div><dt>Delivery<\/dt><dd><span class=\"nx-ns-count\">3<\/span> GRIx \u00b7 <span class=\"nx-ns-count\">0<\/span> plugin \u00b7 <span class=\"nx-ns-count\">0<\/span> browser \u00b7 <span class=\"nx-ns-count\">1<\/span> snapshot<\/dd><dd class=\"nx-ns-sub\">GRIx first, then plugin, browser-direct, snapshot<\/dd><\/div><\/dl><ul class=\"nx-ns-fcards\"><li class=\"nx-ns-fcard\" data-delivery=\"grix\"><p class=\"nx-ns-fcard-h\"><a class=\"nx-link\" href=\"https:\/\/www.gdacs.org\/\" rel=\"noopener\">GDACS disaster alerts (API, RSS, CAP)<\/a><span class=\"nx-ns-state\" data-s=\"pending\" data-tip=\"No legal register row admits this source for display on public pages yet, so nothing is read from it.\" tabindex=\"0\">pending admission<\/span><\/p><p class=\"nx-ns-fcard-p\">European Commission JRC and UN OCHA \u00b7 near real time<\/p><p class=\"nx-ns-fcard-l\">European Commission reuse policy (CC BY 4.0) via GDACS terms<\/p><p class=\"nx-ns-fcard-m\"><span>GRIx governed read<\/span><span>register row exists<\/span><\/p><\/li><li class=\"nx-ns-fcard\" data-delivery=\"grix\"><p class=\"nx-ns-fcard-h\"><a class=\"nx-link\" href=\"https:\/\/data-explorer.oecd.org\/\" rel=\"noopener\">OECD Data Explorer (incl. Creditor Reporting System, insurance and pension statistics)<\/a><span class=\"nx-ns-state\" data-s=\"pending\" data-tip=\"No legal register row admits this source for display on public pages yet, so nothing is read from it.\" tabindex=\"0\">pending admission<\/span><\/p><p class=\"nx-ns-fcard-p\">OECD \u00b7 varies by dataset<\/p><p class=\"nx-ns-fcard-l\">CC BY 4.0 unless otherwise stated<\/p><p class=\"nx-ns-fcard-m\"><span>GRIx governed read<\/span><span>register row exists<\/span><\/p><\/li><li class=\"nx-ns-fcard\" data-delivery=\"grix\"><p class=\"nx-ns-fcard-h\"><a class=\"nx-link\" href=\"https:\/\/earthquake.usgs.gov\/earthquakes\/feed\/v1.0\/geojson.php\" rel=\"noopener\">USGS earthquake GeoJSON summary feeds<\/a><span class=\"nx-ns-state\" data-s=\"pending\" data-tip=\"No legal register row admits this source for display on public pages yet, so nothing is read from it.\" tabindex=\"0\">pending admission<\/span><\/p><p class=\"nx-ns-fcard-p\">U.S. Geological Survey \u00b7 real time<\/p><p class=\"nx-ns-fcard-l\">U.S. Government work (public domain)<\/p><p class=\"nx-ns-fcard-m\"><span>GRIx governed read<\/span><span>register row exists<\/span><\/p><\/li><li class=\"nx-ns-fcard\" data-delivery=\"snapshot\"><p class=\"nx-ns-fcard-h\"><a class=\"nx-link\" href=\"https:\/\/www.eiopa.europa.eu\/tools-and-data_en\" rel=\"noopener\">Insurance statistics<\/a><span class=\"nx-ns-state\" data-s=\"pending\" data-tip=\"No legal register row admits this source for display on public pages yet, so nothing is read from it.\" tabindex=\"0\">pending admission<\/span><\/p><p class=\"nx-ns-fcard-p\">European Insurance and Occupational Pensions Authority \u00b7 quarterly<\/p><p class=\"nx-ns-fcard-l\">EIOPA legal notice (reuse authorised with source acknowledged)<\/p><p class=\"nx-ns-fcard-m\"><span>build-time snapshot<\/span><span>proposed register row<\/span><\/p><\/li><\/ul><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-readiness\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"stack\" data-ns-layout=\"triptych\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Readiness<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">What each pathway can read from this area.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-ns-tri\"><div class=\"nx-ns-tri-card\"><span class=\"nx-eyebrow\">GCRI Canada evidence pathway<\/span><h3 class=\"nx-h4 nx-mt-2\">GCRI Canada<\/h3><p class=\"nx-p nx-mt-2\">Insured and economic loss records linked to hazard event UNIs become readable as evidence for GCRI Canada protection-gap research under its own rules.<\/p><p class=\"nx-ns-tri-foot\"><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/readiness\/gcri-ready\/\">Open the GCRI Canada evidence pathway<\/a><\/p><\/div><div class=\"nx-ns-tri-card\"><span class=\"nx-eyebrow\">Recognition pathway<\/span><h3 class=\"nx-h4 nx-mt-2\">The Global Risks Forum (GRF)<\/h3><p class=\"nx-p nx-mt-2\">A risk pool that publishes its trigger clauses and payout attestations gives GRF a record trail to consider; recognition is GRF's decision.<\/p><p class=\"nx-ns-tri-foot\"><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/readiness\/grf-ready\/\">Open the Recognition pathway<\/a><\/p><\/div><div class=\"nx-ns-tri-card\"><span class=\"nx-eyebrow\">Capital pathway<\/span><h3 class=\"nx-h4 nx-mt-2\">The Global Risks Alliance (GRA)<\/h3><p class=\"nx-p nx-mt-2\">Parametric and risk-transfer instruments can present verified trigger provenance and loss histories to GRA, which decides capital readiness.<\/p><p class=\"nx-ns-tri-foot\"><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/readiness\/gra-ready\/\">Open the Capital pathway<\/a><\/p><\/div><\/div><p class=\"nx-note nx-mt-3\">Each institution decides under its own rules what it reads as evidence; no pathway is an approval, a readiness statement or investment advice.<\/p><\/div><\/div><\/div><\/section><section id=\"nx-sec-consoles\" class=\"nx-section\" data-hue=\"infrastructure\" data-ns-layout=\"deploy\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Consoles<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">Where this area's standards are routed, monitored and verified.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-ns-deploy\" data-n=\"4\"><a class=\"nx-card\" href=\"https:\/\/nexustandards.com\/which-standards-apply\/\"><span class=\"nx-ns-state\" data-s=\"today\">Today \u00b7 in your browser<\/span><h3 class=\"nx-h4 nx-mt-2\">Routing console<\/h3><p class=\"nx-p nx-mt-1\">Pick a sector, hazard family, capability and artifact type; the registry routes the standards and says why.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/nexustandards.com\/open-infrastructure\/monitoring-services\/\"><span class=\"nx-ns-state\" data-s=\"pending\">Pending admission<\/span><h3 class=\"nx-h4 nx-mt-2\">Monitoring console<\/h3><p class=\"nx-p nx-mt-1\">Version and feed state per standard; every row reads source feed pending admission until a register row admits a feed.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/nexustandards.com\/assurance\/verification-services\/\"><span class=\"nx-ns-state\" data-s=\"today\">Today \u00b7 from the registry<\/span><h3 class=\"nx-h4 nx-mt-2\">Verification console<\/h3><p class=\"nx-p nx-mt-1\">Test suites, conformance statements and attestations per standard; no attestation is recorded yet, and none would certify.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/nexustandards.com\/which-standards-apply\/#nx-sec-compose\"><span class=\"nx-ns-state\" data-s=\"today\">Today \u00b7 a draft in your browser<\/span><h3 class=\"nx-h4 nx-mt-2\">Composer<\/h3><p class=\"nx-p nx-mt-1\">Mix standards and clauses into a profile draft with citations; YAML or JSON; nothing is submitted.<\/p><\/a><\/div><p class=\"nx-note nx-mt-3\">A console computes from the registry and shows its reasons; it never decides, approves or certifies.<\/p><\/div><\/div><\/div><\/section><section id=\"nx-sec-indicators\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"stack\" data-ns-layout=\"board\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Indicators<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">3 indicators the area tracks.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-ns-board\"><a class=\"nx-ns-tile\" href=\"https:\/\/unstats.un.org\/sdgs\/metadata\/?Text=&amp;Goal=1&amp;Target=1.5\" rel=\"noopener\"><span class=\"nx-eyebrow\">SDG global indicator framework<\/span><span class=\"nx-ns-tile-code\">1.5.2<\/span><span class=\"nx-ns-tile-name\">Direct economic loss attributed to disasters in relation to global gross domestic product (GDP)<\/span><\/a><a class=\"nx-ns-tile\" href=\"https:\/\/unstats.un.org\/sdgs\/metadata\/?Text=&amp;Goal=8&amp;Target=8.10\" rel=\"noopener\"><span class=\"nx-eyebrow\">SDG global indicator framework<\/span><span class=\"nx-ns-tile-code\">8.10.1<\/span><span class=\"nx-ns-tile-name\">(a) Number of commercial bank branches per 100,000 adults and (b) number of automated teller machines (ATMs) per 100,000 adults<\/span><\/a><a class=\"nx-ns-tile\" href=\"https:\/\/www.preventionweb.net\/sendai-framework\" rel=\"noopener\"><span class=\"nx-eyebrow\">Sendai Framework Monitor<\/span><span class=\"nx-ns-tile-code\">C-1<\/span><span class=\"nx-ns-tile-name\">Direct economic loss attributed to disasters in relation to global gross domestic product<\/span><\/a><\/div><p class=\"nx-note nx-mt-3\">Indicator names and codes as their stewards publish them; values appear only from a governed GRIx source, never typed into a page.<\/p><\/div><\/div><\/section><section id=\"nx-sec-audiences\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"split\" data-ns-layout=\"audience-list\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Audiences<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">Who works with this area: 4 audiences.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-ns-aud\"><li>Insurers and reinsurers<\/li><li>Catastrophe risk pools<\/li><li>Insurance supervisors<\/li><li>Parametric programme designers<\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-wg\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-ns-layout=\"charter\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Working group<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">The working-group charter, proposed.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-ns-charter\"><div class=\"nx-ns-charter-scope\"><span class=\"nx-eyebrow\">Scope<\/span><p class=\"nx-p nx-mt-2\">Profile exposure, catastrophe model, loss and parametric trigger records and crosswalk them to the IAIS ICPs, Solvency II and disclosure standards.<\/p><p class=\"nx-ns-sub\">No working group is chartered yet; a community may charter this one under NS-13 through a <span class=\"nx-ns-term\" data-tip=\"A public change record under NS-13, decided by editors with written reasons.\" tabindex=\"0\">docket<\/span>.<\/p><\/div><div><span class=\"nx-eyebrow\">Deliverables \u00b7 3<\/span><ol class=\"nx-ns-deliv\"><li>Parametric trigger provenance profile (data source, calculation agent, correction rules)<\/li><li>Catastrophe model run record profile with versioned inputs<\/li><li>Crosswalk to IAIS ICPs by ICP number<\/li><\/ol><\/div><div><span class=\"nx-eyebrow\">Liaison targets \u00b7 4<\/span><ul class=\"nx-ns-liaison\"><li>International Association of Insurance Supervisors <span class=\"nx-ns-state\" data-s=\"planned\" data-tip=\"A liaison the working group would ask the body for; none is held unless the body confirms it in writing.\" tabindex=\"0\">liaison sought<\/span><\/li><li>Insurance Development Forum <span class=\"nx-ns-state\" data-s=\"planned\" data-tip=\"A liaison the working group would ask the body for; none is held unless the body confirms it in writing.\" tabindex=\"0\">liaison sought<\/span><\/li><li>EIOPA <span class=\"nx-ns-state\" data-s=\"planned\" data-tip=\"A liaison the working group would ask the body for; none is held unless the body confirms it in writing.\" tabindex=\"0\">liaison sought<\/span><\/li><li>Global Shield secretariat <span class=\"nx-ns-state\" data-s=\"planned\" data-tip=\"A liaison the working group would ask the body for; none is held unless the body confirms it in writing.\" tabindex=\"0\">liaison sought<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-problems\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"stack\" data-ns-layout=\"problems\" aria-labelledby=\"nx-s-14\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Open problems<\/span><\/div><h2 id=\"nx-s-14\" class=\"nx-section-title\">3 open problems an expert would start with.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-ns-problems\"><li>Basis risk in parametric products is rarely measured against observed losses after payout.<\/li><li>Catastrophe model outputs are proprietary, which prevents independent verification of risk estimates.<\/li><li>Protection-gap estimates diverge widely because economic and insured loss sources differ.<\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-refs\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"split\" data-ns-layout=\"references\" aria-labelledby=\"nx-s-15\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">14<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">References<\/span><\/div><h2 id=\"nx-s-15\" class=\"nx-section-title\">4 sourced references.<\/h2><p class=\"nx-lede\">Peer-reviewed sources and published statistics on the publishers' own domains, as the context entry cites them.<\/p><\/div><div class=\"nx-section-body\"><ol class=\"nx-ns-refs\"><li><span class=\"nx-ns-rtype\" data-type=\"peer-reviewed\">peer-reviewed<\/span><span class=\"nx-ns-ref-t\"><a class=\"nx-link\" href=\"https:\/\/doi.org\/10.1146\/annurev-resource-100518-094028\" rel=\"noopener\">The role of natural disaster insurance in recovery and risk reduction<\/a><\/span><span class=\"nx-ns-ref-m\">Annual Review of Resource Economics \u00b7 2019<\/span><\/li><li><span class=\"nx-ns-rtype\" data-type=\"peer-reviewed\">peer-reviewed<\/span><span class=\"nx-ns-ref-t\"><a class=\"nx-link\" href=\"https:\/\/doi.org\/10.5194\/nhess-15-895-2015\" rel=\"noopener\">Forecast-based financing: an approach for catalyzing humanitarian action based on extreme weather and climate forecasts<\/a><\/span><span class=\"nx-ns-ref-m\">Natural Hazards and Earth System Sciences \u00b7 2015<\/span><\/li><li><span class=\"nx-ns-rtype\" data-type=\"official\">published statistics<\/span><span class=\"nx-ns-ref-t\"><a class=\"nx-link\" href=\"https:\/\/www.iais.org\/activities-topics\/standard-setting\/icps-and-comframe\/\" rel=\"noopener\">Insurance Core Principles and Common Framework for the Supervision of Internationally Active Insurance Groups (December 2024)<\/a><\/span><span class=\"nx-ns-ref-m\">International Association of Insurance Supervisors \u00b7 2024<\/span><\/li><li><span class=\"nx-ns-rtype\" data-type=\"official\">published statistics<\/span><span class=\"nx-ns-ref-t\"><a class=\"nx-link\" href=\"https:\/\/doi.org\/10.1596\/978-1-4648-1003-9\" rel=\"noopener\">Unbreakable: Building the Resilience of the Poor in the Face of Natural Disasters<\/a><\/span><span class=\"nx-ns-ref-m\">World Bank \u00b7 2017<\/span><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-academy\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"stack\" data-ns-layout=\"pathways\" aria-labelledby=\"nx-s-16\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">15<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Learning<\/span><\/div><h2 id=\"nx-s-16\" class=\"nx-section-title\">Risk Academy faculties for this area.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-ns-acad\"><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/\" rel=\"noopener\">Finance and economics faculty<\/a><span class=\"nx-ns-sub\">insurance and risk transfer<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/hazards-resilience\/\" rel=\"noopener\">Hazards and resilience faculty<\/a><span class=\"nx-ns-sub\">catastrophe modelling<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/\" rel=\"noopener\">Finance and economics faculty<\/a><span class=\"nx-ns-sub\">disaster risk finance<\/span><\/li><\/ul><p class=\"nx-note nx-mt-3\">Plain links to the faculty pages of Risk Academy; no course, credential, recognition or endorsement is implied.<\/p><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"split\" data-ns-layout=\"terms\" aria-labelledby=\"nx-s-17\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">16<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-17\" class=\"nx-section-title\">Terms used on this page.<\/h2><\/div><div class=\"nx-section-body\"><dl class=\"nx-ns-terms\"><div><dt>UNI<\/dt><dd>Unique Nexus Identifier: identifies and resolves an artifact and its record; it never certifies truth, readiness or approval.<\/dd><\/div><div><dt>PROPOSED<\/dt><dd>Drafted content that no authority has adopted. Every area entry here is a proposal to the Nexus Standards registry.<\/dd><\/div><div><dt>crosswalk<\/dt><dd>Relation: Nexus clauses are mapped to parts of the external standard by number, never by text.<\/dd><\/div><div><dt>cite<\/dt><dd>Relation: the external standard is cited by identifier and URL as a reference.<\/dd><\/div><div><dt>compatibility profile (restricted)<\/dt><dd>Relation to a closed or paywalled standard: named and linked only; any profile is simulated and kept on protected pages.<\/dd><\/div><div><dt>pending admission<\/dt><dd>No legal register row admits this source for display on public pages yet, so nothing is read from it.<\/dd><\/div><div><dt>GRIx<\/dt><dd>The governed data layer of Nexus Foundry: external data is read through it with its licence and source release.<\/dd><\/div><div><dt>docket<\/dt><dd>A public change record under NS-13, decided by editors with written reasons.<\/dd><\/div><div><dt>attestation<\/dt><dd>An evaluator's recorded result for one clause and one subject under NS-11; never a certification.<\/dd><\/div><div><dt>liaison sought<\/dt><dd>A liaison the working group would ask the body for; none is held unless the body confirms it in writing.<\/dd><\/div><\/dl><\/div><\/div><\/section><section id=\"nx-sec-related\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"stack\" data-ns-layout=\"rail\" aria-labelledby=\"nx-s-18\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">17<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Related areas<\/span><\/div><h2 id=\"nx-s-18\" class=\"nx-section-title\">Areas to read next.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><nav class=\"nx-ns-rail\" aria-label=\"Related areas\"><a class=\"nx-ns-rail-card\" href=\"https:\/\/nexustandards.com\/finance\/banking\/\"><span class=\"nx-eyebrow\">Same subsite<\/span><span class=\"nx-ns-rail-t\">Banking<\/span><span class=\"nx-ns-sub\">Sectors and industries \u00b7 coupled<\/span><\/a><a class=\"nx-ns-rail-card\" href=\"https:\/\/nexustandards.com\/finance\/development-finance-institutions\/\"><span class=\"nx-eyebrow\">Same subsite<\/span><span class=\"nx-ns-rail-t\">Development finance institutions<\/span><span class=\"nx-ns-sub\">Sectors and industries \u00b7 coupled<\/span><\/a><a class=\"nx-ns-rail-card\" href=\"https:\/\/nexustandards.com\/humanitarian\/humanitarian-sector-standards\/\"><span class=\"nx-eyebrow\">Humanitarian Action and Development<\/span><span class=\"nx-ns-rail-t\">Humanitarian and civil society<\/span><span class=\"nx-ns-sub\">Sectors and industries \u00b7 coupled<\/span><\/a><a class=\"nx-ns-rail-card\" href=\"https:\/\/nexustandards.com\/water-food\/agriculture-sector-standards\/\"><span class=\"nx-eyebrow\">Water and Food Systems<\/span><span class=\"nx-ns-rail-t\">Agriculture and land use<\/span><span class=\"nx-ns-sub\">Sectors and industries \u00b7 coupled<\/span><\/a><a class=\"nx-ns-rail-card\" href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\"><span class=\"nx-eyebrow\">Same subsite<\/span><span class=\"nx-ns-rail-t\">Financial and economic risk standards<\/span><span class=\"nx-ns-sub\">Hazard and threat families<\/span><\/a><a class=\"nx-ns-rail-card\" href=\"https:\/\/nexustandards.com\/finance\/finance-and-insurance-sector-standards\/\"><span class=\"nx-eyebrow\">Same subsite<\/span><span class=\"nx-ns-rail-t\">Finance, insurance and capital markets<\/span><span class=\"nx-ns-sub\">Sectors and industries<\/span><\/a><a class=\"nx-ns-rail-card\" href=\"https:\/\/nexustandards.com\/finance\/asset-owners-and-asset-management\/\"><span class=\"nx-eyebrow\">Same subsite<\/span><span class=\"nx-ns-rail-t\">Asset owners and asset management<\/span><span class=\"nx-ns-sub\">Sectors and industries<\/span><\/a><a class=\"nx-ns-rail-card\" href=\"https:\/\/nexustandards.com\/finance\/central-banks-and-supervisors\/\"><span class=\"nx-eyebrow\">Same subsite<\/span><span class=\"nx-ns-rail-t\">Central banks and financial supervisors<\/span><span class=\"nx-ns-sub\">Sectors and industries<\/span><\/a><a class=\"nx-ns-rail-card\" href=\"https:\/\/nexustandards.com\/finance\/financial-stability-and-prudential-risk\/\"><span class=\"nx-eyebrow\">Same subsite<\/span><span class=\"nx-ns-rail-t\">Financial stability and prudential risk<\/span><span class=\"nx-ns-sub\">Risk disciplines<\/span><\/a><a class=\"nx-ns-rail-card\" href=\"https:\/\/nexustandards.com\/finance\/disaster-and-climate-risk-finance\/\"><span class=\"nx-eyebrow\">Same subsite<\/span><span class=\"nx-ns-rail-t\">Disaster and climate risk finance<\/span><span class=\"nx-ns-sub\">Risk disciplines<\/span><\/a><\/nav><\/div><\/div><\/div><\/section><section id=\"nx-sec-learn\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-ns-layout=\"crosslinks\" aria-labelledby=\"nx-s-19\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">18<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Learn and apply<\/span><\/div><h2 id=\"nx-s-19\" class=\"nx-section-title\">Where Insurance and reinsurance is taught, worked on and run.<\/h2><p class=\"nx-lede\">Risk Academy disciplines that teach Insurance and reinsurance, with their courses; the GCRI Canada, The Global Risks Forum (GRF) and The Global Risks Alliance (GRA) subsites that carry those disciplines; and the Nexus Foundry systems the standards name. Mappings are proposed for review (Risk Academy standards map, 2026-10-17); a link says a page on the same subject exists, never an endorsement or a conformance statement; framework names in course titles are named and linked, never reproduced.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><span class=\"nx-eyebrow\">Risk Academy<\/span><h3 class=\"nx-h4 nx-mt-2\">Disciplines and courses<\/h3><p class=\"nx-p nx-mt-1\"><ul class=\"nx-list\"><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/development-finance\/\">Development finance<\/a><br><span class=\"nx-note\">Courses: RAN-339 National and Country Risk Assessment (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/disaster-risk-finance\/\">Disaster risk finance<\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/banking-credit\/\">Banking and credit risk<\/a><br><span class=\"nx-note\">Courses: RAT-215 Credit Risk Modelling (in preparation); RAN-309 Risk in Banking (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/climate-nature-finance\/\">Climate and nature financial risk<\/a><br><span class=\"nx-note\">Courses: RAT-227 Climate Scenario Analysis and Disclosure (in preparation); RAT-228 ESG Risk Integration (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/insurance-reinsurance\/\">Insurance, reinsurance and protection gaps<\/a><br><span class=\"nx-note\">Courses: RAT-226 Risk Financing and Transfer: Insurance, Parametric Cover and Pools (in preparation); RAN-310 Risk in Insurance and Reinsurance (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/actuarial-science\/\">Actuarial science<\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/asset-management-private-markets\/\">Asset management, private markets and institutional investors<\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/risk-science\/catastrophe-exposure-modelling\/\">Catastrophe, exposure and vulnerability modelling<\/a><br><span class=\"nx-note\">Courses: RAT-208 Catastrophe Modelling Basics (in preparation); RAT-209 Exposure and Vulnerability Data (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/financial-regulation\/\">Financial regulation and supervision<\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/financial-stability\/\">Financial stability and systemic financial risk<\/a><br><span class=\"nx-note\">Courses: RAN-301 Finance Nexus (open); RAS-406 Financial Contagion and Systemic Financial Risk (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/market-liquidity-treasury\/\">Market, liquidity and treasury risk<\/a><br><span class=\"nx-note\">Courses: RAF-117 Financial Risk Foundations: Credit, Market and Liquidity (in preparation); RAT-216 Market and Liquidity Risk Measurement (in preparation)<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/payments-fintech\/\">Payments, market infrastructure and fintech<\/a><\/li><\/ul><\/p><\/div><div><span class=\"nx-eyebrow\">Institutions<\/span><h3 class=\"nx-h4 nx-mt-2\">GCRI Canada, The Global Risks Forum and The Global Risks Alliance<\/h3><p class=\"nx-p nx-mt-1\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/advanced-industry-robotics\/\"><span>GCRI Canada: Advanced Industry and Robotics<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/ai-autonomous-systems\/\"><span>GCRI Canada: Artificial Intelligence and Autonomous Systems<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/biodiversity-nexus\/\"><span>GCRI Canada: Biodiversity Nexus<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/biotechnology-biosecurity\/\"><span>GCRI Canada: Biotechnology and Biosecurity<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/cities-built-environment\/\"><span>GCRI Canada: Cities and Built Environment<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/climate-hazards\/\"><span>GCRI Canada: Climate and Hazards<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/critical-infrastructure\/\"><span>GCRI Canada: Critical Infrastructure<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/digital-public-infrastructure\/\"><span>GCRI Canada: Digital Public Infrastructure<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/disaster-resilience\/\"><span>GCRI Canada: Disaster Resilience and Recovery<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/economic-development\/\"><span>GCRI Canada: Economic Development<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/food-nexus\/\"><span>GCRI Canada: Food Nexus<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/future-work-skills\/\"><span>GCRI Canada: Future of Work and Skills<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/p><\/div><div><span class=\"nx-eyebrow\">Nexus Foundry<\/span><h3 class=\"nx-h4 nx-mt-2\">Systems it supports<\/h3><p class=\"nx-p nx-mt-1\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/rails\/\"><span>NXS-RLS (Rails)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/nexus\/\"><span>NXS-CMD (Nexus)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/portals\/\"><span>NXS-POR (Portals)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/grix\/\"><span>NXS-GRX (GRIx)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/dss\/\"><span>NXS-DSS (DSS)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/aap\/\"><span>NXS-AAP (AAP)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/systems\/labs\/\"><span>NXS-LAB (Labs)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/p><\/div><\/div><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"uni\" data-nxf-kind=\"uni\" data-nxf-resource=\"nexus:\/\/nxs\/institution\/finance\/insurance-and-reinsurance\/#uni\" data-nxf-title=\"Insurance and reinsurance UNI\" data-nxf-height=\"80\" hidden><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"citation\" data-nxf-kind=\"citation\" data-nxf-resource=\"nexus:\/\/nxs\/institution\/finance\/insurance-and-reinsurance\/#citation\" data-nxf-title=\"Cite Insurance and reinsurance\" data-nxf-height=\"120\" hidden><\/div><section id=\"nx-s-20-sec\" class=\"nx-section\" data-hue=\"infrastructure\" data-ns-layout=\"faq\" aria-labelledby=\"nx-s-20\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">19<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-20\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Is the Insurance and reinsurance area adopted?<\/summary><div class=\"nx-answer\">No. The area entry is PROPOSED content for the Nexus Standards registry; there is no registry row yet. Adoption of any standard is a recorded authority decision and none is recorded today.<\/div><\/details><details><summary>Are the feeds on this page live?<\/summary><div class=\"nx-answer\">No. Every feed is pending admission: no legal register row admits it for public pages yet, so nothing is read from it here.<\/div><\/details><details><summary>How do I change this brief?<\/summary><div class=\"nx-answer\">Through a docket under NS-13: a pull request against the area context bank or the registry, decided by editors with written reasons.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-21\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Nexus Standards<\/span><h2 id=\"nx-close-21\" class=\"nx-section-title\">Shape this brief: Insurance and reinsurance.<\/h2><p class=\"nx-lede\">Propose a change, join the working group or name a source. Area entries are PROPOSED content for the Nexus Standards registry; a UNI identifies and never certifies, and nothing on this site is a certification, an approval or a readiness statement.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/nexustandards.com\/develop-a-standard\/\">Propose a change <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/nexustandards.com\/finance\/\">All areas of Finance, Insurance and the Economy<\/a><\/div><\/div><\/section><div class=\"nx-ns-colophon\"><div class=\"nx-container\"><p class=\"nx-ns-licence\">Nexus Standards documents CC BY 4.0 \u00b7 tooling Apache-2.0 \u00b7 counsel review pending (DEC-2026-10-16-NEXUS-STANDARDS-OPEN-LICENCE). External standards are named and linked under their own licences; a UNI (Unique Nexus Identifier) identifies, it never certifies. \u00b7 Generated from the Nexus Standards corpus at commit 437ae044c5cb (2026-10-17); proposed and open.<\/p><nav class=\"nx-related nx-ns-colophon-nav\" aria-label=\"Site\"><a href=\"https:\/\/nexustandards.com\/about\/\">About <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/nexustandards.com\/foundations\/licensing-and-ipr\/\">Licensing and IPR <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/nexustandards.com\/accessibility\/\">Accessibility <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/nexustandards.com\/privacy\/\">Privacy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/nexustandards.com\/contact\/\">Contact <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/div><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/nexustandards.com\/finance\/insurance-and-reinsurance\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/nexustandards.com\/finance\/insurance-and-reinsurance\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Is the Insurance and reinsurance area adopted?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. The area entry is PROPOSED content for the Nexus Standards registry; there is no registry row yet. Adoption of any standard is a recorded authority decision and none is recorded today.\"}},{\"@type\":\"Question\",\"name\":\"Are the feeds on this page live?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Every feed is pending admission: no legal register row admits it for public pages yet, so nothing is read from it here.\"}},{\"@type\":\"Question\",\"name\":\"How do I change this brief?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Through a docket under NS-13: a pull request against the area context bank or the registry, decided by editors with written reasons.\"}}]}]}<\/script>\n\n<!-- nx-rev:1d307e7f0f541157 -->\n<!-- nx-path:\/insurance-and-reinsurance\/ -->","protected":false},"excerpt":{"rendered":"<p>LightDarkAuto Nexus Standards\u00b7Finance, Insurance and the Economy\u00b7Sectors and industries Area \u00b7 proposed Insurance and reinsurance The insurance and reinsurance section of the Finance, Insurance and the Economy subsite covers primary &hellip; <a href=\"https:\/\/nexustandards.com\/finance\/insurance-and-reinsurance\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Insurance and reinsurance&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":202,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_buddyx_sub_header_visibility":"","_buddyx_sub_header_title_visibility":"","_hide_show_side_panel":"","_buddyxpro_page_sidebar":"","_buddyxpro_page_disable_header":"","_buddyxpro_page_disable_footer":"","_buddyxpro_page_content_width":"","_buddyxpro_page_header_style":"","_buddyxpro_page_color_mode":"","_buddyxpro_page_loader":"","footnotes":""},"class_list":["post-100","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nexustandards.com\/finance\/wp-json\/wp\/v2\/pages\/100","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nexustandards.com\/finance\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nexustandards.com\/finance\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nexustandards.com\/finance\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/nexustandards.com\/finance\/wp-json\/wp\/v2\/comments?post=100"}],"version-history":[{"count":0,"href":"https:\/\/nexustandards.com\/finance\/wp-json\/wp\/v2\/pages\/100\/revisions"}],"wp:attachment":[{"href":"https:\/\/nexustandards.com\/finance\/wp-json\/wp\/v2\/media?parent=100"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}